Dan Freshley Mortgage Banker

Whether you're dreaming about buying your first home or wondering if it’s time to move on from the one you're in, affordability is probably weighing on your mind. Home prices are still high in many markets, and even though things have improved a bit over the past year, making the numbers work can still feel like a stretch. But the people finding ways to move right now usually have one thing in common. They didn't wait for affordability to come to them. They went looking for it. According to...

Buying your first home is exciting, but it can also feel overwhelming—especially when it comes to saving for a down payment. Many people think they need a huge chunk of cash upfront, but that’s not always the case. There are plenty of down payment assistance programs designed to help first-time buyers like you get a leg up. These programs can make homeownership more accessible and less stressful. In this post, I’ll walk you through the basics of down payment assistance, explain some common...

Why building a smaller home may be better