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The VA Home Loan Advantage: What Every Veteran Should Know Right Now
If you’ve served in the military (or if your spouse has), you have access to one of the most powerful homebuying tools out there. The chance to buy a home without having a down payment. Unfortunately, 70% of Veterans (that's 7 out of every 10) don’t know about this benefit, according to Veterans United. And that’s a big missed opportunity for those who’ve earned this benefit through service. So, let’s break down what you really need to know about Veterans Affairs (VA) home l

Dan Freshley Mortgage Banker
2 days ago2 min read


Is the Housing Market Going To Crash? Here’s What Experts Say
If you’ve seen headlines or social posts calling for a housing crash, it’s easy to wonder if home values are about to take a hit. But here’s the simple truth. The data doesn’t point to a crash. It points to slow, continued growth . And sure, it’s going to vary by local area. Some markets will see prices rise more than others. And some may even see small , short-term declines. But the big picture is: home prices are expected to rise nationally, not fall, over the next 5 years

Dan Freshley Mortgage Banker
Oct 203 min read


Why More Buyers Are Turning to New Construction This Year
There’s a trend taking hold in real estate right now: more buyers are choosing newly built homes. And it’s not just about getting the latest technology or modern floorplans. It’s because they may be able to get a better deal. Builders are offering serious incentives today, and people are jumping on them. In fact, new home sales just hit their highest level in over two years ( see graph below ): Why Builders Are Throwing in Perks There are more newly built homes for sale r

Dan Freshley Mortgage Banker
Oct 133 min read


Why October Is the Best Time To Buy a Home in 2025
If you’ve been watching from the sidelines, now’s the time to lean in. It’s officially the best time to buy this year. According to ...

Dan Freshley Mortgage Banker
Oct 63 min read


Closing Costs Unpacked: State-by-State Breakdowns for Today’s Buyers
If you’re planning to buy a home this year, there’s one expense you can’t afford to overlook: closing costs . Almost every buyer knows...

Dan Freshley Mortgage Banker
Sep 292 min read


3 Reasons Affordability Is Showing Signs of Improvement This Fall
For the past couple of years, it’s been tough for a lot of homebuyers to make the numbers work. Home prices shot up. Mortgage rates too....

Dan Freshley Mortgage Banker
Sep 223 min read


What a Fed Rate Cut Could Mean for Mortgage Rates
The Federal Reserve (the Fed) meets this week, and expectations are high that they’ll cut the Federal Funds Rate. But does that mean...

Dan Freshley Mortgage Banker
Sep 153 min read


Why 50% of Homes Are Selling for Under Asking and How To Avoid It
If your selling strategy still assumes you’ll get multiple offers over asking, it’s officially time for a reset. That frenzied seller’s...

Dan Freshley Mortgage Banker
Sep 83 min read


Thinking About Renting Your House Instead of Selling? Read This First.
If your house is on the market but you haven’t gotten any offers you’re comfortable with, you may be wondering: what do I do if it...

Dan Freshley Mortgage Banker
Sep 23 min read


Should You Still Expect a Bidding War?
If you’re still worried about having to deal with a bidding war when you buy a home, you may be able to let some of that fear go. While...

Dan Freshley Mortgage Banker
Aug 252 min read


More Contracts Are Falling Through. Here’s How To Get Ahead.
When you sell a house , the last thing you want is for the deal to fall apart right before closing. But according to the latest data from...

Dan Freshley Mortgage Banker
Aug 183 min read


Online Home-Buying Search Terms Recently Hit 2-Year High
Believe it or not, there are clear signs buyer interest is heating up again. Let’s talk about what’s really going on behind the scenes,...

Dan Freshley Mortgage Banker
Aug 112 min read


The Truth About Down Payments (It’s Not What You Think)
Buying a home is exciting… until you start thinking about the down payment. That’s when the worry can set in. “I’ll never save enough.”...

Dan Freshley Mortgage Banker
Aug 43 min read


Today’s Tale of Two Housing Markets
Depending on where you live, the housing market could feel red-hot or strangely quiet right now. The truth is, local markets are starting...

Dan Freshley Mortgage Banker
Jul 293 min read


Why a Newly Built Home Might Be the Move Right Now
Are you looking for better home prices, or even a lower mortgage rate? You might find both in one place: a newly built home. While many...

Dan Freshley Mortgage Banker
Jul 212 min read


The Advice First-Time Homebuyers Need To Hear
Buying your first home is a big milestone – and the right support is going to make it a whole lot easier. Because while this process...

Dan Freshley Mortgage Banker
Jul 143 min read


What You Should Know About Getting a Mortgage Today
If you’ve been putting off buying a home because you thought getting approved would be too hard, know this: qualifying for a mortgage is...

Dan Freshley Mortgage Banker
Jul 72 min read


What Every Homeowner Needs To Know In Today’s Shifting Market
Here’s something you need to know. The housing market is getting back to a healthier, more normal place. And even though it may not sound...

Dan Freshley Mortgage Banker
Jun 303 min read


Why Homeownership Is Going To Be Worth It
Life can feel a bit unpredictable these days. What’s happening with inflation? The economy? The housing market? But in the middle of all...

Dan Freshley Mortgage Banker
Jun 232 min read


Buying Your First Home? FHA Loans Can Help
If you’re a first-time homebuyer, you might feel like the odds are stacked against you in today’s market. But there are resources and...

Dan Freshley Mortgage Banker
Jun 92 min read
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