Looking to buy a home this season? Here's what you should know. Buyers have more leverage today than they’ve had in years. There are more homes to choose from and, in many areas, sellers are more open to negotiation. But that doesn’t mean competition is gone completely. These days, it varies a lot depending on where you’re hoping to move. If you’re buying in a popular neighborhood, or in a market where there aren’t many homes for sale, you may still find yourself competing

Did you know Maryland offers down payment assistance programs that can give you thousands toward your home purchase? Dan Freshley explains the top programs available to Maryland homebuyers in 2026. NMLS #196245.

FHA loans are one of the most popular mortgage options for Maryland homebuyers. Low down payments, flexible credit requirements, and competitive rates make FHA the go-to choice for first-time buyers. Here's everything you need to know from Dan Freshley, NMLS #196245.