Looking to buy a home this season? Here's what you should know. Buyers have more leverage today than they’ve had in years. There are more homes to choose from and, in many areas, sellers are more open to negotiation. But that doesn’t mean competition is gone completely. These days, it varies a lot depending on where you’re hoping to move. If you’re buying in a popular neighborhood, or in a market where there aren’t many homes for sale, you may still find yourself competing

What are current mortgage rates in Maryland for 2026? Dan Freshley breaks down today's rates for FHA, VA, Conventional, Jumbo, and Non-QM loans — and explains what affects your personal rate. NMLS #196245.

See what Maryland homebuyers and homeowners say about working with Dan Freshley Home Loans. Real reviews from real clients who closed on their homes with Dan Freshley, NMLS #196245, Gaithersburg MD.

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Buying a luxury home in Potomac, Bethesda, or Chevy Chase? You may need a jumbo loan. Dan Freshley explains jumbo mortgage requirements, rates, and how to qualify in Maryland's high-value real estate markets. NMLS #196245.

Is now a good time to refinance your mortgage in Maryland? Dan Freshley explains the types of refinance loans available, when refinancing makes sense, and how to get started in Gaithersburg MD. NMLS #196245.

Looking for a trusted mortgage lender in Gaithersburg, MD? Dan Freshley Home Loans has served Gaithersburg and Montgomery County homebuyers for 25+ years with FHA, VA, Conventional, Jumbo and Non-QM loans. NMLS #196245.